Reclaim Hidden Commission on Your Car Finance
You could be owed an average of £830* per agreement for mis-sold car finance.
Our online tool can help you find ALL of your car finance agreements between April 2007 – October 2024. No win, no fee.
Also dealing with mis-sold GAP insurance sold alongside car finance agreements. Learn more →
We investigate claims against major lenders including
£0*
Average Claim Per Agreement
FCA Consumer Redress Scheme estimate
£0.0bn*
Owed by Lenders
Expected compensation scheme cost
0+
Claims Located
And growing every day
PCP, HP and GAP Insurance Claims
Blue Lion Law assists clients with claims relating to PCP car finance mis-selling, HP car finance mis-selling, and mis-sold GAP insurance sold alongside vehicle finance. Eligibility depends on individual circumstances.
PCP Claims
Were you charged hidden commission on your PCP car finance? You may be entitled to compensation if commission was not properly disclosed.
Learn MoreHP Claims
Hire Purchase agreements may also have included undisclosed commission. We can help assess whether your HP finance was mis-sold.
Learn MoreGAP Insurance Claims
GAP insurance sold alongside your car finance may have been mis-sold. The FCA is scrutinising how GAP products were sold to consumers.
Learn MoreBlue Lion Law Limited is authorised and regulated by the Solicitors Regulation Authority (SRA No: 815166)
Learn About Your Claim
Understand your rights and learn how the car finance scandal affects you. Our guides explain everything in plain English.
Understanding PCP Car Finance Claims
Learn how PCP finance works, what discretionary commission is, and why millions of UK drivers may be owed compensation.
Start Your PCP ClaimUnderstanding GAP Insurance Claims
Discover how GAP insurance is sold, why it may have been mis-sold to you, and how to claim a refund.
Start Your GAP ClaimWere You Sold GAP Insurance With Your Car Finance?
You may have two claims, not one.
Many consumers who took out PCP or HP car finance were hit twice. First, dealers inflated their interest rates through hidden commission arrangements — the scandal the FCA is now investigating. But that wasn't enough.
At the same time, GAP insurance was routinely added to these already mis-sold agreements — often without proper explanation, and with dealers pocketing up to 70% of the premium in undisclosed commission. Same tactics. Same greed. Double the harm.
Your Car Finance
If discretionary commission wasn't disclosed on your PCP or HP finance, you may have paid hundreds or thousands more in interest than you should have.
- Hidden commission inflated your rate
- You weren't told the dealer could increase it
- FCA estimates £7.5bn in total redress
Your GAP Insurance
If GAP insurance was added without proper disclosure of the commission or cheaper alternatives, you may be owed a refund of the premium plus interest.
- Commission often went undisclosed to the dealer
- Same cover available elsewhere for less
- Many providers have suspended sales
The Reality: You May Have Overpaid Twice
Picture this: You bought a car on finance. The dealer quietly increased your interest rate to boost their commission — you paid more every month without knowing why. Then they sold you GAP insurance, keeping a significant portion as commission while telling you it was essential protection. Two products. Two hidden commissions. One customer left out of pocket.
Blue Lion Law can assess both claims together — ensuring you don't miss out on any compensation you may be owed.
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How It Works
Claiming back your car finance commission is straightforward. Our streamlined process makes it easy to get started.
Enter Your Details
Simply enter your vehicle registration number and basic details. It takes a few minutes to start your claim.
- Quick online form
- No finance paperwork needed
- Simple process
We Assess Your Claim
We analyse the terms and determine the strength of your claim against each lender.
- Expert legal analysis
- Full agreement review
- Identify hidden fees
We Submit Your Claim
We handle all correspondence with lenders and can escalate your case to the Financial Ombudsman Service or issue court proceedings if necessary.
- Formal complaint submission
- Ombudsman escalation if needed
- Court proceedings available
Receive Your Compensation
Compensation amounts vary based on individual circumstances.
- No win, no fee
- Paid to your solicitor's client account
- Case-by-case assessment
No win, no fee
Why Choose Us?
We are not just another claims company. We are a regulated law firm with the expertise and authority to fight for your rights.
SRA Regulated Law Firm
Unlike claims management companies, we are a law firm. This means high standards, better protection, direct access to qualified solicitors and more options to pursue your claim to get the best outcome.
Direct Access to Solicitors
Speak directly with qualified legal professionals who understand the intricacies of car finance claims. No middlemen, no delays.
Transparent Fees
We operate on a No Win, No Fee basis with clear, upfront pricing. No hidden charges, no surprises - just honest legal representation.
Data Security
Your personal information is protected by strict legal confidentiality requirements and state-of-the-art data security measures.
Frequently Asked Questions
Find answers to common questions about car finance claims. Cannot find what you are looking for? Get in touch with our team.
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Ready to Reclaim Your Money?
Join thousands of satisfied clients who have recovered hidden commission on their car finance. Start your claim check today.